top of page

Privacy Policy

A legal disclaimer

Protecting your private information is our priority. This Privacy Policy outlines the data we collect from you, how we use it, and the steps we take to protect it when you use the 24HR PAWN SHOP website, located at www.24hrpawnstore.com, and its related services (collectively, the "Site").

 

By using our Site, you consent to the data practices described in this policy.

 

1. Information We Collect

 

We collect information that allows us to provide you with products, services, and a secure e-commerce experience. You provide this information to us voluntarily.

 

A. Personally Identifiable Information (PII)

 

We collect PII when you engage in transactions, register an account, or contact us:

  • Identifiers: First and Last Name, Mailing Address, E-mail Address, Phone Number.

  • Financial Data: Billing and Credit Card information, which is collected when you purchase products or services on our Site and is used solely to complete the purchase transaction.

 

B. Demographic Information

 

We may collect non-unique anonymous demographic information, such as your Age and Gender, to help us understand our customer base.

 

C. Automatically Collected Information

 

When you visit our Site, we automatically collect technical information about your device and browsing activity:

  • Usage Data: The websites and pages you visit within 24HR PAWN SHOP to determine which services are most popular.

  • Device/Technical Data: Your IP address, browser type, domain names, access times, and referring website addresses.

 

D. When You Provide Information Voluntarily

 

You are required to provide certain personal information to us when you elect to use specific services, including but not limited to:

  • Registering an account on our Site.

  • Purchasing products or services.

  • Entering a contest or sweepstakes.

  • Signing up for special offers.

 

2. How We Use Your Personal Information

 

We use the information we collect for the following core purposes:

  • Fulfilling Requests: Communicating with you regarding the services and/or products you have requested from us.

  • Service Maintenance: Operating the service, maintaining service quality, and providing general statistics regarding website use.

  • Marketing & Affiliates: Informing you of other products or services available from 24HR PAWN SHOP and its affiliates.

  • Customization: Tracking user behavior to deliver customized content and advertising that aligns with your interests.

 

3. Sharing Information with Third Parties

 

We do not sell, rent, or lease our customer lists to third parties.

We only share data with external parties under the following circumstances:

  • Service Providers: We share data with trusted partners to perform statistical analysis, send email or postal mail, provide customer support, or arrange for deliveries. These third parties are prohibited from using your personal information except to provide these services to 24HR PAWN SHOP and are required to maintain confidentiality.

  • Legal & Safety Requirements: We may disclose your personal information, without notice, if we have a good faith belief that such action is necessary to:

    • Comply with legal mandates or processes served on the Site.

    • Protect and defend the rights or property of 24HR PAWN SHOP.

    • Act under urgent circumstances to protect the personal safety of our users or the public.

 

4. Security of Your Personal Information

 

We are committed to securing your personal information from unauthorized access, use, or disclosure. We use the Secure Sockets Layer (SSL) Protocol to protect personal information (such as credit card numbers) when it is transmitted to other websites through encryption.

While we strive to take appropriate security measures, you acknowledge that no data transmission over the Internet can be guaranteed to be 100% secure. You accept that the security, integrity, and privacy of information exchanged between you and us through this Site cannot be absolutely guaranteed.

 

5. Your Rights and Choices

 

 

A. E-mail Communications and Opt-Out

 

We may contact you via email for announcements, promotional offers, alerts, and confirmations.

  • Opt-Out: If you wish to stop receiving marketing or promotional emails, you may opt out by clicking the UNSUBSCRIBE button located in the email communication.

 

B. Right to Deletion

 

Upon receiving a verifiable request from you, we will delete your personal information from our records and direct service providers to do the same, subject to certain legal exceptions.

We may not be able to comply with a deletion request if the information is necessary to:

  • Complete a transaction, fulfill a warranty, or perform a contract with you.

  • Detect security incidents, protect against fraud, or prosecute illegal activity.

  • Debug or repair errors in functionality.

  • Comply with an existing legal obligation or exercise free speech rights.

  • Enable internal uses that are lawful and compatible with the context in which you provided the information.

 

C. Children Under Thirteen

 

24HR PAWN SHOP does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under thirteen, you must ask your parent or guardian for permission to use this website.

 

6. Changes to this Statement

 

We reserve the right to change this Privacy Policy from time to time. We will notify you of significant changes by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating the privacy information on this page.

Your continued use of the Site and Services after such modifications constitutes your acknowledgement of the modified policy and your agreement to abide and be bound by it.

 

7. Contact Information

 

24HR PAWN SHOP welcomes your questions or comments regarding this Statement of Privacy.

 

24HR PAWN SHOP

554 Southern Blvd

Bronx, NY 10455

​

Email Address: Andres.R@24hrpawns.com

​

Telephone number: (347) 474-8980

​

Effective as of: November 02, 202

How Our Loan Process Works

347-474-8980

554 Southern Blvd Bronx, NY 10455 

Social Media

  • Instagram

Hassle ​Free Pickups 

​

​No scheduling necessary for redemptions. Just show up during regular pickup times.

Monday - Fridays 10am to 7PM 

Saturday - Sunday 10am to 4PM 

​

No need to call days before, now with 24hr pawns pickups are stress free. 

  • The minimum period for repayment of an AML loan is 61 days and the maximum period of repayment is 120 days or longer if you renew your AML loan.

  • You are not required to pay back the full loan amount for the first 120 days. If you pick up your loan the same day, you have to pay 1 month of interest (2.5%) for the purpose of securing and storing items in a vault.

  • Loans can be paid-off at any time during the loan term at no extra charge.

  • We will only charge for time in which the loan had a balance outstanding.

  • We do not charge interest on the interest amount added to the loan.

  • The Maximum Annual Percentage Rate (APR) for our AML Loans is 30%.

  • Here is an example of the total cost of an AML loan. If you borrow $100 for 120 days (4 months) at our monthly interest rate of 2.5% you would pay a total of $10 in interest for a total of $110.

  • All items will be returned to the borrower in the exact condition received after the loan balance has been paid in full. We hold the right to sell the collateral if the borrower fails to repay the loan as agreed.

​

* The Maximum Annual Percentage Rate (APR) and the loan example provided are representative illustrations only. The actual interest, fees, and total cost of your loan will be detailed in your binding Loan Agreement and will depend on the specific loan amount and term you choose

 

© 2035 by 24hrpawns. Powered and secured  

 

bottom of page