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24HR Pawn Shop

How Our Loan Process Works

347-474-8980

info@24hrpawns.com

554 Southern Blvd Bronx, NY 10455 

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Terms & Conditions

Hassle ​Free Pickups 

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​No scheduling necessary for redemptions. Just show up during regular pickup times.

Monday - Fridays 10am to 7PM 

Saturday - Sunday 10am to 4PM 

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No need to call days before, now with 24hr pawns pickups are stress free. 

  • The minimum period for repayment of an AML loan is 61 days and the maximum period of repayment is 120 days or longer if you renew your AML loan.

  • You are not required to pay back the full loan amount for the first 120 days. If you pick up your loan the same day, you have to pay 1 month of interest (2.5%) for the purpose of securing and storing items in a vault.

  • Loans can be paid-off at any time during the loan term at no extra charge.

  • We will only charge for time in which the loan had a balance outstanding.

  • We do not charge interest on the interest amount added to the loan.

  • The Maximum Annual Percentage Rate (APR) for our AML Loans is 30%.

  • Here is an example of the total cost of an AML loan. If you borrow $100 for 120 days (4 months) at our monthly interest rate of 2.5% you would pay a total of $10 in interest for a total of $110.

  • All items will be returned to the borrower in the exact condition received after the loan balance has been paid in full. We hold the right to sell the collateral if the borrower fails to repay the loan as agreed.

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* The Maximum Annual Percentage Rate (APR) and the loan example provided are representative illustrations only. The actual interest, fees, and total cost of your loan will be detailed in your binding Loan Agreement and will depend on the specific loan amount and term you choose

 

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